http://techgnosticinstitute.com/silver-two/
Silver Two
I have two silver dollars, 3 Plecos, 6 and 4 neon glass catfish in a 30gal tank is full?
also one of my silver dollars have is Yellowhead and sometimes has money is there a problem? Oh, and all my fish are small.
There is a small problem … in fact, a few … Silver Dollars schooling fish, and only keep two together lead to very prominent, and as a result, aggressive fish. They get very large (6 "+), so maintaining a suitable group in a 30 gallon tank is not realistic. The Plecos may or may not work depending on the species, 3 Bristlenose (5") would However, while 3 common Plecos (about 2 meters each) will certainly not. As long as you can get the smaller species (Bristlenose, Rubberlip, zebra, etc) should not be a problem, but 2 would be more than enough … you still have to give them extra food as they will not survive entirely on seaweed. Consider replacing the silver coins with a school of about 10 ax (http://www.aquariumfish.net/images_01/hatchets_w270.jpg), add another 5-6 Neon Tetras, and 1 or 2 more cats glass and be in good shape. EDIT: The inch "of fish per gallon of water," "rule" should be ignored completely. Absolutely. Da has two aspects – the volume of the tank and the length of the fish – a very complex art (notice I did not say "science") which is stocking a tank. It completely ignores: aggression, waste production, circumference, maintenance, gregarious, swimming levels, hyperness, territorial issues, the pH (effects of the toxicity of ammonia), temperature (water capacity of the purpose of holding the dissolved oxygen), and many other factors.
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Silver – Precious Metals The Next Superhero
Intended Audience
Investors looking to speculate on the price Silver through ETFs or publicly traded companies of silver and those looking for a store in value against inflation.
Points Summary Takeaway
- Inherent limitations of supply would reduce the possibility of money to react to changes in demand, so the supply is inelastic general – would exert upward pressure on the price of silver should demand increase.
- Silver is one of the most industrious the world – the highest reflectivity, thermal and electrical conductivity of all metals, so difficult to substitute all industrial uses if the price spike silver.
- Store of value during inflationary periods
- The future growth of solar energy can boost demand Silver, resulting in higher future prices
- long-term cyclical price good, so that cuts downward trend during the lowest point business cycle
- The demand for silver in the last decade of the photography industry has declined – which still represents a considerable part total demand is likely to deteriate over time.
Introduction
Price Silver has historically been volatile as it can fluctuate between the demands of industrial users and investors using the precious metal as a store of value. Sometimes this can cause great reviews that go on the market, creating volatility.
Analysis
Limitations source
In general, silver producers are slow to react to higher levels of demand, so that low levels of supply will ensure price Silver does not collapse in the over-production, etc. Two important factors are depressing growth in supply:
(1) Unlike the hoards gold, silver primary use is for industrial applications (approximately 40% of demand), so most of the silver used in this capacity is driven by the final consumer or is consumed during manufacture. Less than 1% of silver is reused and recycled, so a continuous supply is necessary to continue to fulfill industrial requirements on silver. Although silver is mined and reach new market place – a significant part of it ends up in landfills. This is unique to precious metals, and very unlike Gold, which is accumulated (ie, used for jewelry or as storage of wealth, not many industrial applications) – ie, most mines gold ever in our history is still in existence, so that the supply continues to build upon each other as opposed to silver
(2) The producers may react to higher prices because 75% of the silver produced is the secondary product of original mining operation (usually gold, copper, zinc and lead) so that as the primary resource is extracted is not silver – a rise in silver prices will not be an incentive for mining companies to boost production as a process of decision making focuses on the demand and supply problems they face in the main resource they are trying to extract – is a silver afterthought. This is very uniqe to silver as most other metals are mined for specifically – not in favor of the products produced by mining activities unrelated.
It is evident from the above two points is great potential for future price increases in combination with a general upward trend in the price of silver in the long term.
The replacement is not easy
Silver is one of the materials most industrious in the world – the highest reflectivity, thermal conductivity and power of all metals, so difficult to replace all their industrial applications if the price of silver increased considerably. This makes demand relatively inelastic, so a price rise would be followed by a smaller drop in demand, so the higher the price will remain (taking into account the previous discussion about the slow response from the suppliers of silver). Note that this is based on operating conditions and current technology, therefore, in the future could change the current substitution possibilities available to users of silver – but this is purely speculative at this time, so not a threat the critical current price of silver.
Store of value during inflationary periods
Silver with gold are precious metals stored purchasing power, protecting it from periods of high inflation (ie, unlike currency decreases in value during inflation, the precious metals remain their purchasing power and currency can become more then to buy to offset higher levels of inflation). RecentlyI most important world economic powers are issuing their respective financial institutions significant amounts of liquidity (eg, USA with AIG, Fannie Mae, Freddie Mac) to expand the money supply of the relevant countries. While this may stabilize the economy in the short term – giving rise to excessive levels of inflation, which will be more money in the system chasing the same number of goods, so it will take more of those dollars to buy those products. In general – most of investment experts recommend investors to 10% of your portfolio in precious metals to protect themselves in the cases described above – take a look at the silver fufill this need.
Impact of growth on Solar Energy
As the price of fossil fuels (eg oil, gas natural, etc) increase in value due to scarcity, alternative energy sources are being sought. world scientists and governments are often interested in the promise associated with solar cells to produce electricity. silver paste is used in 90 percent of all crystalline silicon photovoltaic cells (the most common solar cell). The future demand for solar energy projects is estimated to triple from current levels by 2012 – to 40.6 pickled demand million ounces – that it is worth noting, although not significant, since 2007 the global demand of 894 million ounces. This forecast is the lower end of the estimate and If the upper end of the estimated demand realized – would demand to 142 million ounces of solar energy projects. Taking into account the limitations money supply (as explained above), the prospect of growing demand for solar energy projects is a potential catalyst that could lead to significant increases in the price of silver if the high-end estimate is reached (which represents a 16% increase in demand without an equal increase in production, which keeps the high price). Readers should continue to track the growth of solar energy projects as well as competing fossil fuels such as lower cost alternatives to oil or fuel could slow these projects and demand. Investors should monitor this potential catalyst.
Risks
The current global recession
As mentioned earlier – silver has many industrial uses (including construction of new housing and the car manufacturing), so that although the long-term prospects look strong, like many metals – it is subject to economic swings. Based on the current economic climate – manufacturing is slowing, so demand for silver is depressed during the lowest point in the current economic cycle, not make money buying a good prospect for short-term traders. For investors who have a long-term perspective – the current period may represent a good opportunity purchase as the price of silver has undergone over the years due to lower industry demand – in particular is down 48% from its peak in 2008 (17 March 2008 – $ 21 U.S. per ounce) compared to the current price of $ 11 U.S. per ounce (December 31, 2008). Prices taken from NY spot market.
Photography Industry
the silver-based photography is based on the use of chemical developers "(differences in the intensity of the light forms a negative image), which can then be processed into images on paper using foil embedded. Due to the growth of digital photography, the use of images based on silver by consumers has been declining as many photographers either keep your images in digital form or use low-cost inkjet printers ink. Silver demand for photography has grown from 225 million ounces (27% of total demand) in 1998 to 128 million ounces (14% of total demand) in 2007, and based on this analysis, this trend will probably continue. Although demand for photography has been reduced year after year – has been superseded and replaced by a higher demand for industry (316 million ounces (38% of demand) in 1998 to 455 million ounces (51% of demand) in 2007). Should the industry demand slow down or stop the severe impact would depress the price of silver as industrial applications is currently the largest contributor to total silver demand.
Where Now what?
Based on the above analysis, the silver is probably a good buy at current prices given the strong bases (eg expected rising price from supply constraints, increased demand for inflation-sensitive assets (ie, store of value) and potential for growth in demand for energy projects solar).
Several ways to invest in silver
- ETFs – Some ETFs track precious metals, while others are completely devoted to silver. This is a low-cost and transaction / storage costs are low due to fund buying in bulk. Note that the costs storage are reflected in the market price of the ETF, not something that an investor pays separately. Word of warning – There is a theory that at a time of market crisis where precious metals are used as a medium of exchange, etc. – a silver ETF market price may not reflect the real value ETFs are part of the financial system in general, so if there is a market crash – may lower demand ETFs (including precious metals), together with other populations as well. This prevents the user to use use of its holdings of real assets silver. This is only a theory and speculation at best – so take with a grain of salt.
- Purchasing Shares of publicly traded companies with significant operations in silver (eg BHB Billiton, Barrick Gold, etc – that these are not recommendations, but rather options, do your research if you choose this path). A word of warning about this route – always remember that companies can go bankrupt, but the products can not, that is, if you choose this route you vulnerable to company-specific risks (eg, below the expected lines of secondary products, the fraud / accounting scandals, etc)
- silver bars and coins – that is, literally, buying and storing physical silver yourself (At home or in a safe, etc.) Provides physical security of having access to it if needed (eg market crash, there is no confidence in local currency, etc), but on the negative side – you have to find a place to store and face significant transaction costs (around 10%).
THANKS,
Giannakis SIMON
About the Author
Simon Giannakis is the founder and creator of WWW.THATSTOCKGUY.NET. He currently is a Senior Accountant within the Assurance and Advisory group at Deloitte & Touche LLP in Toronto, Ontario. He has a BBA degree from Wilfrid Laurier University and is currently pursuing both CA and CFA designations. Simon can be contacted through thatstockguy.net@gmail.com. IF YOU WOULD LIKE TO CONTRIBUTE AN ARTICLE TO THATSTOCKGUY.NET, PLEASE CONTACT US.